How to Safeguard Yourself from Identity Theft After the Massive Social Security Data Breach

A recent data breach involving billions of Social Security numbers has sent shockwaves through the consumer community, prompting urgent calls to action. If you haven’t yet taken measures to protect yourself from identity theft, experts warn that the time to act is now.

The Scope of the Breach: What You Need to Know

In a shocking revelation, a group of hackers claims to have stolen and posted the Social Security numbers of nearly every American online. According to a class-action lawsuit, the breach occurred in April when personal records of nearly three billion individuals were allegedly stolen from National Public Data (NPD). This company is known for providing background check services to employers, staffing agencies, and other organizations.

Initially, the hackers attempted to sell the data, but now, most of it has been made available for free on the internet, putting millions at risk.

Immediate Steps to Protect Yourself

1. Freeze Your Credit: 

One of the most effective steps you can take is to freeze your credit reports with the three major credit bureaus: **Experian, Equifax,** and **TransUnion**. This will prevent criminals from taking out loans, opening financial accounts, or applying for credit cards in your name.

2. Monitor Your Credit Report:

Regularly check your credit report to catch any suspicious activity early. You are entitled to a free credit report from each of the credit bureaus, so take advantage of this service.

3. Protect Your Children’s Credit:

Don’t forget to put a credit freeze on your children’s accounts as well. Children’s Social Security numbers can be particularly vulnerable to identity theft, and the damage may go unnoticed until they’re older.

4. Sign Up for Credit Monitoring:

If possible, enroll in a credit monitoring service that will alert you to any unusual activity. If a paid service isn’t an option, at least place a fraud alert on your credit reports. This will notify you if someone attempts to open an account in your name, giving you the chance to take action.

5. Scan the Dark Web for Your Information:

Services like Google and Experian offer tools to scan the dark web for your personal information. It’s worth checking to see if your data has been compromised.

6. Utilize Free Tools:

Cybersecurity firm Pentester offers a free tool that can search the breached National Public Data files to see if your information is included. It’s another layer of protection worth considering.

7. Enable Two-Factor Authentication:

Ensure all of your accounts require two-factor authentication to log in. This adds an extra layer of security by requiring you to verify your identity in multiple ways before accessing your accounts.

National Public Data's Response

Despite multiple attempts to reach out, National Public Data has not yet responded to requests for comment regarding the breach. As consumers, it’s crucial to stay vigilant and proactive in safeguarding our personal information.